Essential Plan - Affordable health coverage

$0/month with $0 copays for dental and vision.

Call: 1-844-488-1486

  • Monday to Saturday, 8am–8pm

Can’t talk now?

Find a representative in your area:

Stay healthy and save money with a Healthfirst Essential Plan.

Get affordable health benefits such as:

  • $0 monthly plan premium
  • $0 dental and vision coverage*
  • $0 deductible so your coverage starts right away
  • $0 preventive care checkups
  • $0 copay to talk to a doctor 24/7 by phone or video chat**


  • Low-cost generic prescription drugs
    • Many convenient, money-saving, prescription delivery options
  • Access to the care you need, when you need it
    • Urgent care centers, 24/7 telemedicine, retail health clinics, and more
  • Personalized attention for chronic conditions
    • Such as asthma, COPD, cancer, diabetes, and others

Who are Essential Plans for?

Essential Plans are for individuals 19–64 years of age who are U.S. citizens, permanent residents, legal residents, or eligible immigrants.

What are Essential Plans?

The Essential Plan is a New York health insurance program for lower-income state residents who don't qualify for Medicaid or the Child Health Plus program. There are four Essential Plan options, each based on household income level (see below).

Income Requirements

Qualified individuals

(U.S. citizens, permanent residents, or legal residents) are eligible for:

Qualified immigrants

(such as students with valid visas) are eligible for:

Essential Plan 1 Essential Plan 2
Household Size 2021 Household Income (Maximum)
1 $25,760 $19,320
2 $34,840 $26,130
3 $43,920 $32,940
4 $53,000 $39,750
Essential Plan 3 Essential Plan 4
Household Size 2021 Household Income (Maximum)
1 $17,775 $12,880
2 $24,040 $17,420
3 $30,305 $21,960
4 $36,570 $26,500

Call today to see if a Healthfirst Essential Plan is right for you.

Call us today


Monday to Saturday, 8am–8pm

TTY English: 1-888-542-3821
TTY Español: 1-888-867-4132

Can’t talk right now?

Request a callback and we’ll get back to you within one business day.

*Dental services must be medically necessary to be covered; limitations apply.

**Provided by Teladoc®. Availability depends on plan.

Eligible immigrants are students with valid visas and most Permanently Residing Under Color Of Law (PRUCOL), but not Deferred Action for Childhood Arrivals (DACA), recipients.

Coverage is provided by Healthfirst PHSP, Inc. Plans contain exclusions and limitations.

Healthfirst complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex.

The benefit information provided is a brief summary, not a complete description, of benefits. For more information, contact the plan.

Telemedicine (Teladoc) isn’t a replacement for your Primary Care Provider (PCP). Your PCP should always be your first choice for care (both in-person and virtual visits).

© 2021 HF Management Services, LLC 0784-21 EP21_32

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