Medicare & Long-Term Care

Explore Healthfirst Medicare Advantage Plans

Looking for premiums as low as $0 and a large network? Find out why Healthfirst has the largest Medicare Advantage membership in NY.

Medicare & Long-Term Care

Explore Healthfirst Medicare Advantage Plans

Looking for premiums as low as $0 and a large network? Find out why Healthfirst has the largest Medicare Advantage membership in NY.

Find a Plan In Your Area
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Have both Medicare & Medicaid?

Explore dual-eligible plans
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New to Medicare?

Learn the Medicare basics

Count on Healthfirst for your Medicare Advantage

More than 30 years of experience

Large network of more than 100,000 providers

Two million members choose us

Offering Medicare Advantage plans designed especially for New Yorkers

Specializing in finding ways to save

Browse our plans

CHOOSE A PLAN TYPE

Dual Eligible Special Needs Plans (D-SNP)

For those who qualify for Medicare, plus Medicaid, Extra Help, or a Medicare Savings Program, these Healthfirst dual plans offer all-in-one coverage plus vision, dental, hearing, an OTC card, and more.

CHOOSE A PLAN

Life Improvement Plan (HMO D-SNP)

Star Rating

A Medicare Advantage plan with a $0 monthly plan premium, prescription drug coverage, and as low as $0 copays.

Premium

$0

Deductible

$0

Plan highlights:

$0 copays for primary care and specialist visits

Prescription copays as low as $0

OTC Plus card with $175/month allowance

Comprehensive dental coverage

Vision and hearing coverage

18 one-way rides to in-network providers

CompleteCare (HMO D-SNP)

Star Rating

This all-in-one Medicaid Advantage Plus (MAP) plan includes medical coverage, prescription drug coverage, and long-term care services and supports.

Am I eligible?

Premium

$0

Deductible

$0

Plan highlights:

Long-term care benefits such as personal care aides, adult day healthcare, and more

Dedicated Care Team to help you meet your care goals and live independently at home

Support for caregivers through Carallel®

$0 copays for primary care and specialist visits

OTC Plus card with $252/month allowance

Comprehensive dental coverage

Connection Plan (HMO D-SNP)

Star Rating

A Medicare Advantage Dual-Eligible Special Needs (HMO D-SNP) plan that works directly with your existing Medicaid coverage and offers members the benefits of both Original Medicare and Medicaid.

Premium

$0

Deductible

$0

Plan highlights:

$0 copays for primary care and specialist visits

Prescription copays as low as $0

OTC Plus card with a $55/month allowance

Comprehensive dental coverage

Vision and hearing coverage

18 one-way rides to in-network providers

Medicare Advantage plans with prescription drug coverage (MAPD)

These Healthfirst plans offer hospital, medical, and prescription drug coverage all in one low-cost plan.

CHOOSE A PLAN

65 Plus (HMO)

Star Rating

This Medicare Advantage plan offers additional benefits on top of Original Medicare, such as dental, vision, hearing, and acupuncture. It is designed for people who don’t qualify for programs that help pay Medicare costs, like Extra Help or Medicaid.

Premium

$0

Deductible

$0

Plan highlights:

$0 copays for primary care and specialist visits

OTC Plus card with a $25/month allowance

Comprehensive dental coverage

8 one-way rides to in-network providers

24/7 access to doctors by phone or video for $0

Vision, hearing, and fitness benefits

Increased Benefits Plan (HMO)

Star Rating

A Medicare Advantage plan for those who qualify for Extra Help, also known as Low Income Subsidy (LIS), which helps to lower prescription drug costs.

Premium

$0

Deductible

$0

Plan highlights:

$0 copay for primary care doctor visits

$25 copay for specialist visits

OTC Plus card with a $35/month allowance

Comprehensive dental coverage ($1,500 annual benefit max)

Vision, hearing, and fitness benefits

20 one-way rides to in-network providers

If you have Extra Help, you will have a $0 monthly premium. If you do not have, or you lose, Extra Help, you will pay up to $24.20 for your monthly premium.

Signature (HMO)

A Medicare Advantage plan that offers hospital, medical, prescription drug coverage, and more—all in one plan with a flexible benefit card to help pay for covered healthcare expenses.

Premium

$0

Deductible

$3001

$4502

Plan highlights:

$0 copay for primary care doctor visits

$40 copay for specialist visits

$1 copay for preferred generic drugs (30-day supply)

$130/year Flex card for dental, hearing, and vision out-of-pocket costs, and more

Comprehensive dental, vision, and hearing coverage

Worldwide emergency and urgent care coverage with a maximum benefit allowance

1$300 deductible for Bronx, Kings, Nassau, New York, Queens, Richmond county residents

2$450 for Orange, Rockland, Sullivan, Westchester county residents

Signature (PPO)

A Medicare Advantage plan for those who want the flexibility to see any doctor or hospital in the U.S. that accepts Medicare for medical care.

Premium

$55

Deductible

$500*

Plan highlights:

$0 copay for in-network primary care doctor visits / $50 out-of-network

$40 copay for in-network specialist visits / $75 out-of-network

$1 copay for preferred generic drugs (30-day supply)

Comprehensive dental coverage

Vision and hearing coverage

Worldwide emergency and urgent care coverage

*Combined in-network / out-of-network services

Long-Term Care Plans

For those who qualify for Medicare and Medicaid and need added care in the home, these Healthfirst plans include a care management team, personal care services, and more.

CHOOSE A PLAN

CompleteCare (HMO D-SNP)

Star Rating

This all-in-one Medicaid Advantage Plus (MAP) plan includes medical coverage, prescription drug coverage, and long-term care services and supports.

Am I eligible?

Premium

$0

Deductible

$0

Plan highlights:

Long-term care benefits such as personal care aides, adult day healthcare, and more

Dedicated Care Team to help you meet your care goals and live independently at home

Support for caregivers through Carallel®

$0 copays for primary care and specialist visits

OTC Plus card with $252/month allowance

Comprehensive dental coverage

Senior Health Partners MLTC Medicaid Plan

A Managed Long-Term Care (MLTC) plan that provides and coordinates healthcare services such as home care and adult day healthcare. This plan may be right for you if you need long-term care services and supports, and are Medicaid-eligible.

Am I eligible?
Plan highlights:

Care management team

Personal care services

Adult day healthcare

Skilled nursing home care

Home-delivered meals

Personal emergency response system (PERS)

Hearing, dental, and vision services

Browse our plans

Dual Eligible Special Needs Plans (D-SNP)

For those who qualify for Medicare, plus Medicaid, Extra Help, or a Medicare Savings Program, these Healthfirst dual plans offer all-in-one coverage plus vision, dental, hearing, an OTC Plus card, and more.

Star Ratings

A Medicare Advantage plan with a $0 monthly plan premium, prescription drug coverage, and as low as $0 copays.

Premium

$0

Deductible

$0

Plan highlights:

$0 copays for primary care and specialist visits

Prescription copays as low as $0

OTC Plus card with a $175/month allowance

Comprehensive dental coverage

Vision and hearing coverage

18 one-way rides to in-network providers

Star Ratings

This all-in-one Medicaid Advantage Plus (MAP) plan includes medical coverage, prescription drug coverage, and long-term care services and supports.

Am I eligible?

Premium

$0

Deductible

$0

Plan highlights:

Long-term care benefits such as personal care aides, adult day health center, and more

Dedicated Care Team to help you meet your care goals and live independently at home

Support for caregivers through Carallel®

$0 copays for primary care and specialist visits

OTC Plus card with a $252/month allowance

Comprehensive dental coverage

Star Ratings

A Medicare Advantage Dual-Eligible Special Needs (HMO D-SNP) plan that works directly with your existing Medicaid coverage and offers members the benefits of both Original Medicare and Medicaid.

Premium

$0

Deductible

$0

Plan highlights:

$0 copays for primary care and specialist visits

Prescription copays as low as $0

OTC Plus card with a $55/month allowance

Comprehensive dental coverage

Vision and hearing coverage

18 one-way rides to in-network providers

Medicare Advantage plans with prescription drug coverage (MAPD)

These Healthfirst plans offer hospital, medical, and prescription drug coverage, all in one low-cost plan.

Star Ratings

This Medicare Advantage plan offers additional benefits on top of Original Medicare, such as dental, vision, hearing, and acupuncture. It is designed for people who don’t qualify for programs that help pay Medicare costs, like Extra Help or Medicaid.

Premium

$0

Deductible

$0

Plan highlights:

$0 copays for primary care and specialist visits

OTC Plus card with a $25/month allowance

Comprehensive dental coverage

8 one-way rides to in-network providers

24/7 access to doctors by phone or video for $0

Vision, hearing, and fitness benefits

Star Ratings

A Medicare Advantage plan for those who qualify for Extra Help, also known as Low Income Subsidy (LIS), which helps to lower prescription drug costs.

Premium

$0

Deductible

$0

Plan highlights:

$0 copay for primary care doctor visits

$25 copay for specialist visits

OTC Plus card with a $35/month allowance

Comprehensive dental coverage ($1,500 annual benefit max)

Vision, hearing, and fitness benefits

20 one-way rides to in-network providers

If you have Extra Help, you will have a $0 monthly premium. If you do not have, or you lose, Extra Help, you will pay up to $24.20 for your monthly premium.

A Medicare Advantage plan that offers hospital, medical, prescription drug coverage, and more—all in one plan with a flexible benefit card to help pay for covered healthcare expenses.

Premium

$0

Deductible

$3001

$4502

Plan highlights:

$0 copay for primary care doctor visits

$40 copay for specialist visits

$1 copay for preferred generic drugs (30-day supply)

$130/year Flex card for dental, hearing, and vision out-of-pocket costs, and more

Comprehensive dental, vision, and hearing coverage

Worldwide emergency and urgent care coverage with a maximum benefit allowance

1$300 deductible for Bronx, Kings, Nassau, New York, Queens, Richmond county residents

2$450 for Orange, Rockland, Sullivan, Westchester county residents

A Medicare Advantage plan for those who want the flexibility to see any doctor or hospital in the U.S. that accepts Medicare for medical care.

Premium

$55

Deductible

$500*

Plan highlights:

$0 copay for in-network primary care doctor visits / $50 out-of-network

$40 copay for in-network specialist visits / $75 out-of-network

$1 copay for preferred generic drugs (30-day supply)

Comprehensive dental coverage

Vision and hearing coverage

Worldwide emergency and urgent care coverage

*Combined in-network / out-of-network services

Long-Term Care Plans

For those who qualify for Medicare and Medicaid and need added care in the home, these Healthfirst plans include a care management team, personal care services, and more.

Star Ratings

This all-in-one Medicaid Advantage Plus (MAP) plan includes medical coverage, prescription drug coverage, and long-term care services and supports.

Am I eligible?

Premium

$0

Deductible

$0

Plan highlights:

Long-term care benefits such as personal care aides, adult day health center, and more

Dedicated Care Team to help you meet your care goals and live independently at home

Support for caregivers through Carallel®

$0 copays for primary care and specialist visits

OTC Plus card with a $252/month allowance

Comprehensive dental coverage

A Managed Long-Term Care (MLTC) plan that provides and coordinates healthcare services such as home care and adult day healthcare. This plan may be right for you if you need long-term care services and supports, and are Medicaid-eligible.

Am I eligible?
Plan Highlights:

Care management team

Personal care services

Adult day health care center

Skilled nursing home care

Home-delivered meals

Personal emergency response system (PERS)

Hearing, dental, and vision services

Learn about enrollment

Call to speak with a sales representative
1-855-725-3341

TTY English: 1-888-542-3821

TTY Español: 1-888-867-4132

Monday to Friday, 8am–8pm

Request a call

Our sales team will call you within one business day.

Request a call
Schedule an appointment

We can help you enroll by phone, video chat, or in person.

Schedule an appointment
Looking for in-person help?

Visit a neighborhood Community Office near you to talk to us in person, and take care of your health insurance needs.

Find a Community Office

*Healthy foods and home utilities are special supplemental benefits for members enrolled in a Healthfirst dual-eligible special needs plan. To be eligible, you must have a chronic condition such as cardiovascular disorder, disabling mental health condition, diabetes, lung disorders, obesity, or another eligible condition not listed. Benefit eligibility is not based on your chronic condition alone.

**Dental services must be medically necessary; limitations and exclusions apply.

Benefits and features listed are for 2026. Coverage is provided by Healthfirst Health Plan, Inc., Healthfirst PHSP, Inc., and/or Healthfirst Insurance Company, Inc. (together, “Healthfirst”). Healthfirst Medicare Plan has HMO and PPO plans with a Medicare contract. Our SNPs also have contracts with the NY State Medicaid program. Enrollment in Healthfirst Medicare Plan depends on contract renewal. Plans contain exclusions and limitations. Benefits vary by plan.

ATENCIÓN: Dispone de servicios de asistencia lingüística y otras ayudas, gratis. Llame al 1-866-305-0408 (TTY: 1-888-867-4132).

请注意:您可以免费获得语言协助服务和其他辅助服务。请致电 1-866-305-0408 (TTY: 1‑888‑542‑3821)。

OTC items are subject to the plan’s list of eligible items and the plan’s participating network of retail, online, and utility providers. Home utilities include gas, oil, electric, water, and internet service.

Plans vary by service area. Out-of-network/non-contracted providers are under no obligation to treat Healthfirst Medicare Plan members, except in emergency situations. Out-of-network healthcare services may have higher costs. Please call Member Services or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.

You must continue to pay your Medicare Part B premium. This information is not a complete description of benefits. Contact the plan for more information. Benefits, premiums, and/or copayments/coinsurance may change each year. The formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary.

SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025 Tivity Health, Inc. All rights reserved.

DentaQuest is contracted with Healthfirst to provide dental benefits to its members.

EyeMed is contracted with Healthfirst to provide vision benefits to its members.

No out-of-pocket costs for entry-level hearing aids. Eyewear allowance can only be used at participating retailers.

A sales person will be present with information and applications. For accommodations of persons with special needs at sales meetings, call 1-888-260-1010 (TTY 1-888-542-3821).

The number of provider locations is current as of August 4, 2025, and subject to change due to periodic changes in our network.

Healthfirst has 4.5-star-rated (out of five stars) Medicare Advantage plans in 2025. Every year, Medicare evaluates plans based on a 5-star rating system.

Apple® compatibility: Requires iOS 13.0 or later. Compatible with iPhone®, iPad®, and iPod touch®. Apple and the Apple logo® are registered trademarks of Apple Inc. Android compatibility: Requires Android 8.0 Oreo or later. Compatible with phones for Android. Android, Google Play, and the Google Play logo are trademarks of Google LLC.

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