Medicare & Long-Term Care Plans Connection Plan (HMO D-SNP)

The Healthfirst Connection Plan is a Medicare Advantage Dual-Eligible Special Needs (HMO D-SNP) plan that offers members the benefits of Original Medicare and more, such as prescription medications, an OTC Plus card, dental, hearing, vision, transportation, the SilverSneakers® fitness program, 24/7 access to care via phone or video chat, and more. Plus, you don’t need referrals to see in-network specialists. This plan is designed for people who have Medicare and receive cost-sharing assistance from Medicaid.

Plan Year

Plan highlights

$45/month OTC Plus card for over-the-counter (OTC) items, exercise equipment, and activity trackers. If eligible, you can also use the card for healthy foods, home utilities, and more*

Copays as low as $0 for covered prescription drugs

16 no-cost, one-way trips per year to in-network doctors for covered services

Comprehensive dental, including dentures, extractions, crowns, root canals, and more for $01

Routine vision and hearing exams, $250/year allowance for unlimited eyeglasses or contact lenses, and hearing aids for as low as $0

Costs and plan details

Premium
$0
Medical Deductible
$0
Eligible Age
65 or older (or under 65 with certain disabilities)
Eligible Service Areas
Reside within New York City’s five boroughs (The Bronx, Brooklyn, Manhattan, Queens, and Staten Island), or in Nassau, Orange, Rockland, Sullivan, and Westchester counties.
Other Eligibility Requirements
Qualify for Medicare Part A

Enroll in and continue to pay for Medicare Part B. The Medicare Part B premium is covered for dual-eligible members who have full Medicaid coverage

Be eligible for both Medicare and full Medicaid or for Medicare cost-sharing assistance under Medicaid
Maximum Out-of-Pocket
$9,850
OTC Plus Card
$45 per month allowance for over-the-counter (OTC) non-prescription drugs and health-related items, exercise equipment, activity trackers, and personal emergency response systems (PERS). Eligible individuals can also use the allowance for healthy foods, personal care items, household cleaning supplies, humidifiers, and home utilities such as gas, oil, electric, water, and internet service*

Learn about eligibility for Special Supplemental Benefits for the Chronically Ill (SSBCI)
Dental
$0 copay for covered preventive and comprehensive dental services1
Vision
$0 copay for routine vision exams, including refraction
$250 allowance per year toward unlimited eyeglasses and contact lenses
Hearing
$0 copay for one routine hearing exam per year
$0–$1,475 copay per hearing aid
Plan covers one hearing aid per ear, per year
Acupuncture
$0 copay for up to 20 visits per year for chronic lower back pain and 6 additional visits per year for any condition, including chronic lower back pain
Telemedicine
$0 copay for telemedicine services with network providers, or through Teladoc Health®
Nurse Help Line Access
$0 copay
Rides to Your Healthcare Providers
$0 copay transportation to/from your doctor for covered services—up to 16 one-way trips per year (additional trips covered by Medicaid, if you qualify)
Meal Delivery
$0 copay for up to 42 meals delivered to your home for up to 21 days following a discharge from hospital to home or from a skilled nursing facility to home with a stay greater than two days, if recommended by a provider
Your Annual Checkup
$0 copay
Primary Care Provider (PCP) Visit
$0 copay
Specialist Visit
$0 copay
Outpatient Lab Tests (including COVID-19)
$0 copay
Retail Health Clinic
$0 copay
Urgent Care
$0 copay
Emergency Room
$0 copay
Ambulance
$0 copay
Ambulatory Surgery Visit
$0 copay
Outpatient Facility
$0 copay
Inpatient Hospital Stay
$0 copay
Skilled Nursing Facility
$0 copay

Prescription drug benefits

We want to help you get the most out of your Part D prescription drug benefits. To confirm that your drugs are covered and to see which medications fall under each tier, use the Healthfirst prescription drug search tool or view the Connection Plan (HMO D-SNP) formulary. Healthfirst may add drugs to or remove them from its Medicare formulary during the year. We will notify you when we make changes.

Please note that for Tier 1–4 Drugs, you may receive up to a 90-day supply, but for Tier 5 Drugs, you may only receive up to a 30-day supply.

Depending on your level of Extra Help, you have to pay only the following for your prescription drugs:

Preferred Generic Drugs (Tiers 1–2)
$0 copay
All Other Drugs (Tiers 3–5)
Depending on your level of Extra Help, you pay $0, $1.65, $5.00, $5.80, or $14.40
Quantity limits (QL)

For safety and cost reasons, plans may limit the amount of a prescription drug they cover over a certain period of time. For example, most people who are prescribed heartburn medication take one tablet a day for four weeks. Therefore, a plan may cover only an initial 30-day supply of the heartburn medication. The quantity allowed is listed after the QL symbol in your formulary and may be read as “units per days’ supply.” If your prescription for any of these medications exceeds the maximum quantity listed, you and your doctor will need to request a formulary exception.

Additional benefits

24/7 access to telemedicine with Teladoc Health®

Talk to a doctor any time—for a $0 copay. Visit with board-certified doctors through video chat or phone for prescriptions, treatment of non-emergency health issues, and more. Access to virtual dermatologists and mental health services is also available.

24/7 access to care with the Nurse Help Line

Talk to a nurse any time—for a $0 copay. Get wellness advice and help finding a doctor.

Urgent care center network

Get the care you need when you need it at an urgent care center in our network—no appointment needed. Urgent care centers offer convenient late-night and weekend hours. Visit an in-network urgent care center to get help with non-emergency health issues like earache, upset stomach, and sprains; for wounds that need stitches; and more.

SilverSneakers®

Get access to live classes and workshops taught by instructors trained in senior fitness, hundreds of workout videos in the SilverSneakers On-Demand™ online library, online fitness and nutrition tips, and their mobile app with digital workout programs.

Healthfirst Medication Therapy Management program

The Healthfirst Medication Therapy Management (MTM) program is an in-depth, one-on-one review of all your medications (prescription drugs, over-the-counter nonprescription drugs, and herbal and nutritional supplements). The goal is to help you get the most from your medications. Services include:

  • Phone consultation with a licensed pharmacist to complete a Comprehensive Medication Review (CMR). The call will take about 30 to 60 minutes, and the pharmacist will answer any questions you may have. (A CMR is offered once each year, if you qualify.)
  • Medication Action Plan (MAP)
  • Medication recommendations may be sent to your provider from the MTM pharmacist, also known as Targeted Medication Review (TMR)
  • A list that shows all your medications

Plan documents

General plan information

•
•

Prescription drug information

Prescription drug search tool
•
•
  • List of Drugs Requiring Prior Authorization
•
  • List of Drugs Requiring Step Therapy
See all plan documents Find member forms

Frequently asked questions

Being a Qualified Medicare Beneficiary (QMB) means you get help paying for Medicare. But how that connects to plans like Healthfirst Connection Plan isn’t always clear.

The QMB program is one of the highest levels of support available through the Medicare Savings Program in New York. It’s designed for people with lower incomes who have Medicare but need help with out-of-pocket healthcare costs.

If you qualify as a QMB, you typically receive help with:

  • Medicare Part B premiums
  • Deductibles, copayments, and coinsurance
  • Protection from being billed for Medicare-covered services

This could mean big savings on most Medicare-related costs.

How QMB connects to Medicare Advantage plans

Being a Qualified Medicare Beneficiary may also make you eligible for a plan designed just for your needs.

In New York, many QMBs qualify for a Dual Eligible Special Needs Plan (D-SNP) like the Healthfirst Connection Plan. These plans are built to work alongside your Medicaid benefits and help coordinate your care.

Why this matters

Understanding your QMB status is important because it can mean:

  • More predictable healthcare costs
  • More benefits not covered by Original Medicare
  • Simpler coordination between Medicare and Medicaid

If you have both Medicare and Medicaid and receive QMB-level assistance, you may be able to get more out of your health plan than you realize.

Choosing a Medicare plan is about finding coverage that fits your health needs, your budget, and how you prefer to receive care.

The Healthfirst Connection Plan (HMO D-SNP) is designed specifically for people in New York who have both Medicare and Medicaid and may offer a cheaper and simpler way to manage their healthcare.

This plan may be a good fit if you:

  • Are enrolled in Medicare Part A and Part B
  • Also receive Medicaid benefits in New York
  • Qualify for the Qualified Medicare Beneficiary (QMB) program or other parts of the Medicare Savings Program
  • Want to reduce your out-of-pocket costs
  • Prefer having everything managed under one plan

Unlike Original Medicare, which separates hospital, medical, and drug coverage, a Dual Eligible Special Needs Plan brings these elements together—and aligns them with your Medicaid benefits.

That can mean:

  • Fewer bills and less confusion
  • Access to extra benefits that support your overall health
  • A care team that understands how Medicare and Medicaid work together

A more connected approach to care

As a member, the biggest perk of a Dual Eligible Special Needs Plan isn’t just cost savings—it’s simplicity. When your coverage is coordinated, it can be easier to:

  • Track appointments and services
  • Understand your benefits
  • Get help when there is a change in your health needs

If you’re eligible for both Medicare and Medicaid in New York, Healthfirst Connection Plan can help you make the most of your benefits.

Disclaimers

*These are special supplemental benefits for members enrolled in a Healthfirst dual-eligible special needs plan. To be eligible, you must have a chronic condition such as cardiovascular disorder, disabling mental health condition, diabetes, lung disorders, obesity, or another eligible condition not listed. Benefit eligibility is not based on your chronic condition alone.

1Dental services must be medically necessary; limitations and exclusions apply.

This information is not a complete description of benefits. Contact the plan for more information. Benefits, premiums, and/or copayments/coinsurance may change on January 1 of each year.

The formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary.

You must continue to pay your Medicare Part B premium (unless your Part B premium is paid by Medicaid or another third party).

Coverage is provided by Healthfirst Health Plan, Inc., which offers HMO plans that contract with the Federal Government. Enrollment in Healthfirst Medicare Plan depends on contract renewal.

Plans contain exclusions and limitations.

No out-of-pocket costs for entry-level hearing aids. Eyewear allowance can only be used at participating retailers.

OTC items are subject to the plan’s list of eligible items and the plan’s participating network of retail, online, and utility providers.

Telemedicine (Teladoc Health) and the Nurse Help Line are not replacements for your primary care provider (PCP). Your PCP should always be your first choice for care (both in-person and virtual visits).

SilverSneakers is a registered trademark of Tivity Health, Inc. © 2026 Tivity Health, Inc. All rights reserved.

DentaQuest® is contracted with Healthfirst to provide dental benefits to its members.

EyeMed® is contracted with Healthfirst to provide vision benefits to its members.

Modivcare and Medical Answering Services provide the covered transportation services under your plan.

Last update October 6, 2026 @ 2:14 pm

Y0147_MKT27_49 26-5421_M

Plan highlights

Star rating

$55/month with the OTC Plus card for over-the-counter (OTC) items, healthy foods, home utilities, personal emergency response systems (PERS), exercise equipment, activity trackers, and more.*

Copays as low as $0 for covered prescription drugs

18 no-cost, one-way trips per year to in-network doctors for covered services

Comprehensive dental, including dentures, extractions, crowns, root canals, and more for $0**

Routine vision and hearing exams, $250/year allowance for eyeglasses or contact lenses, and hearing aids for as low as $0

Costs and plan details

Premium
$0
Medical Deductible
$0
Eligible Age
65 or older (or under 65 with certain disabilities)
Eligible Service Areas
Reside within New York City’s five boroughs (The Bronx, Brooklyn, Manhattan, Queens, and Staten Island), or in Nassau, Orange, Rockland, Sullivan, and Westchester counties.
Other Eligibility Requirements
Qualify for Medicare Part A

Enroll in and continue to pay for Medicare Part B. The Medicare Part B premium is covered for dual-eligible members who have full Medicaid coverage

Be eligible for both Medicare and full Medicaid or for Medicare cost-sharing assistance under Medicaid
Maximum Out-of-Pocket
$9,250
OTC Plus Card
$55 per month allowance for over-the-counter (OTC) non-prescription drugs and health-related items, exercise equipment, activity trackers, and personal emergency response systems (PERS). Eligible individuals can also use the allowance for healthy foods and home utilities such as gas, oil, electric, water, and internet service*
Dental
$0 copay for covered preventive and comprehensive dental services1
Vision
$0 copay for routine vision exams, including refraction
$250 allowance per year toward eyeglasses/contacts
Hearing
$0 copay for one routine hearing exam per year
$0–$1,475 copay per hearing aid
Plan covers one hearing aid per ear, per year
Acupuncture
$0 copay for up to 20 visits per year for chronic lower back pain and 12 additional visits per year for any condition, including chronic lower back pain
Telemedicine
$0 copay for telemedicine services with network providers, or through Teladoc Health®
Nurse Help Line Access
$0 copay
Rides to Your Healthcare Providers
$0 copay transportation to/from your doctor for covered services—up to 18 one-way trips per year (additional trips covered by Medicaid, if you qualify)
Meal Delivery
$0 copay for up to 84 meals delivered to your home for up to 28 days following a discharge from hospital to home or from a skilled nursing facility to home with a stay greater than two days, if recommended by a provider.
Your Annual Checkup
$0 copay
Primary Care Provider (PCP) Visit
$0 copay
Specialist Visit
$0 copay
Outpatient Lab Tests (including COVID-19)
$0 copay
Retail Health Clinic
$0 copay
Urgent Care
$0 copay
Emergency Room
$0 copay
Ambulance
$0 copay
Ambulatory Surgery Visit
$0 copay
Outpatient Facility
$0 copay
Inpatient Hospital Stay
$0 copay
Skilled Nursing Facility
$0 copay

Prescription drug benefits

We want to help you get the most out of your Part D prescription drug benefits. Please refer to the formulary below to see which medications fall under each tier. Healthfirst may add drugs to or remove them from its Medicare formulary during the year. You will receive notice when changes are made.

Please note that for Tier 1–4 Drugs, you may receive up to a 90-day supply, but for Tier 5 Drugs, you may only receive up to a 30-day supply.

Depending on your level of Extra Help, you have to pay only the following for your prescription drugs:

Preferred Generic Drugs (Tiers 1–2)
$0 copay
All Other Drugs (Tiers 2–5)
Depending on your level of Extra Help, you pay $0, $1.60, $4.90, $5.10, or $12.65
Quantity limits (QL)

For safety and cost reasons, plans may limit the amount of a prescription drug they cover over a certain period of time. For example, most people who are prescribed heartburn medication take one tablet a day for four weeks. Therefore, a plan may cover only an initial 30-day supply of the heartburn medication. The quantity allowed is listed after the QL symbol in your formulary and may be read as “units per days’ supply.” If your prescription for any of these medications exceeds the maximum quantity listed, you and your doctor will need to request a formulary exception.

Additional benefits

24/7 access to telemedicine with Teladoc Health®

Talk to a doctor any time—for a $0 copay. Visit with board-certified doctors through video chat or phone for prescriptions, treatment of non-emergency health issues, and more. Access to dermatologists is also available.

Telemedicine (Teladoc Health) isn’t a replacement for your primary care provider (PCP). Your PCP should always be your first choice for care (both in-person and virtual visits).

24/7 access to care with the Nurse Help Line

Talk to a nurse any time—for a $0 copay. Get wellness advice and help finding a doctor.

Telemedicine (Teladoc Health) and the Nurse Help Line are not replacements for your primary care provider (PCP). Your PCP should always be your first choice for care (both in-person and virtual visits).

Urgent care center network

Get the care you need when you need it at an urgent care center in our network – no appointment needed. Urgent care centers offer convenient late-night and weekend hours. Visit an in-network urgent care center to get help with non-emergency health issues like earache, upset stomach, and sprains; for wounds that need stitches; and more.

SilverSneakers®

Get access to live classes and workshops taught by instructors trained in senior fitness, hundreds of workout videos in the SilverSneakers On-Demand™ online library, online fitness and nutrition tips, and their mobile app with digital workout programs.

Healthfirst Medication Therapy Management program

The Healthfirst Medication Therapy Management (MTM) program is an in-depth, one-on-one review of all your medications (prescription drugs, over-the-counter nonprescription drugs, and herbal and nutritional supplements). The goal is to help you get the most from your medications. Services include:

  • Phone consultation with a licensed pharmacist to complete a Comprehensive Medication Review (CMR). The call will take about 30 to 60 minutes, and the pharmacist will answer any questions you may have. (A CMR is offered once each year, if you qualify.)
  • Medication Action Plan (MAP)
  • Medication recommendations may be sent to your provider from the MTM pharmacist, also known as Targeted Medication Review (TMR)
  • A list that shows all your medications

Plan documents

General plan information

•
•
•

Prescription drug information

•
•
•
  • List of Drugs Requiring Prior Authorization
•
  • List of Drugs Requiring Step Therapy
See all plan documents Find member forms

Frequently asked questions

Taking advantage of your benefits can help you save money on healthcare costs. To help lower your overall health insurance costs, you should always:

  • Use your no-cost benefits, such as annual checkups, to help keep you healthy and identify potential risks early.
  • Make sure you see an in-network doctor or facility for treatment to avoid out-of-pocket costs.
  • Visit an urgent care center for non-emergency issues such as colds or flu, sprains, and wounds.
  • Choose 90-day prescription refills and Tier 1 $0 copay Preferred Generic Drugs whenever possible.
  • Use your telemedicine benefit if it’s included with your health plan.

Pharmacy benefits are different for each Healthfirst health insurance plan. Please check your plan’s formulary for more information on which pharmacy medicines and other items are covered.

Healthfirst has partnered with CVS Caremark to bring you a personal prescription drug account that will give you 24/7 access to important drug benefit information and tools that will make getting your prescription drugs easier. Click here to create your account or log in.

Yes. Generics are the same as brand name drugs in many ways:

  • How you take the medicine (for example, pill or liquid)
  • Safety
  • Strength
  • Quality
  • How it works
  • How the medicine should be used

This is required by the U.S. Food and Drug Administration (FDA). The difference is that generic drugs usually cost much less than brand-name drugs. Not all brand-name drugs are available as generic versions.

To find out more about a specific drug, you can use our drug search tool.

Disclaimers

*These are special supplemental benefits for members enrolled in a Healthfirst dual-eligible special needs plan. To be eligible, you must have a chronic condition such as cardiovascular disorder, disabling mental health condition, diabetes, lung disorders, obesity, or another eligible condition not listed. Benefit eligibility is not based on your chronic condition alone.

1Dental services must be medically necessary; limitations and exclusions apply.

This information is not a complete description of benefits. Contact the plan for more information. Benefits, premiums, and/or copayments/coinsurance may change on January 1 of each year.

The formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary.

You must continue to pay your Medicare Part B premium (unless your Part B premium is paid by Medicaid or another third party).

Coverage is provided by Healthfirst Health Plan, Inc., which offers HMO plans that contract with the Federal Government. Enrollment in Healthfirst Medicare Plan depends on contract renewal.

Plans contain exclusions and limitations.

No out-of-pocket costs for entry-level hearing aids. Eyewear allowance can only be used at participating retailers.

OTC items are subject to the plan’s list of eligible items and the plan’s participating network of retail, online, and utility providers.

Telemedicine (Teladoc Health) and the Nurse Help Line are not replacements for your primary care provider (PCP). Your PCP should always be your first choice for care (both in-person and virtual visits).

SilverSneakers is a registered trademark of Tivity Health, Inc. © 2026 Tivity Health, Inc. All rights reserved.

DentaQuest® is contracted with Healthfirst to provide dental benefits to its members.

EyeMed® is contracted with Healthfirst to provide vision benefits to its members.

Modivcare and Medical Answering Services provide the covered transportation services under your plan.

Last update October 6, 2026 @ 2:14 pm

Y0147_MKT27_49 26-5421_M

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If you receive Medicaid and want to know whether you are eligible for a Managed Long-Term Care Plan, you can call the New York Independent Assessor (NYIA) formerly Conflict-Free Evaluation Enrollment Center (CFEEC) at 1-855-222-8350, TTY at 1-888-329-1541, Monday to Friday, 8:30am–8pm, and Saturday, 10am–6pm, to schedule your initial assessment.

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