When choosing a Medicare Advantage plan, first see which type of plan you qualify for.

If you have both Medicare and full or partial Medicaid, you could qualify for a Dual Eligible Special Needs Plan (D-SNP). They usually offer better benefits and lower costs. Depending on your eligibility level, Medicaid may help cover:

• Medicare premiums
• Copays and coinsurance
• Additional services not covered by Medicare alone

Medicare Advantage Dual Eligible Special Needs Plans (also called D-SNP): all-inclusive Part C plans with greater benefits and savings for those who have both Medicare and some form of government assistance program such as:

• Medicaid
• Medicare Savings Program
• Medicare Extra Help (Low-Income Subsidy or LIS)
• EPIC (Elderly Pharmaceutical Insurance Coverage)

These Dual Eligible plans usually offer the most coverage with:

• lower copays
• low or no monthly premiums
• higher OTC card allowances
• low- or no-cost prescription drugs

If you are dual eligible, you could qualify for a Special Needs Plan that offers:

• Coordinated Medicare and Medicaid benefits
• Additional support services, including home care
• Extra benefits beyond Original Medicare

See if you qualify