Prior Approval Rate Changes

Learn more about commercial plan rates, how we request premium rate changes, and how this process affects you.

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On Thursday, May 15, 2025, Healthfirst submitted a rate-change request to the New York State Department of Financial Services (NYDFS) to change the premium rates for our 2026 commercial plans. If the NYDFS approves the change, the new rates will go into effect on January 1, 2026. Healthfirst members will receive a notice about these rate changes at least 60 days prior to the effective date of the new rates.

If you have any questions about our rate-change requests, please send an email to PremiumrateChange@healthfirst.org

Narrative Summary
Member Letter Sample - Platinum Leaf and Leaf Premier Plans
Member Letter Sample - Gold Leaf, Leaf Premier, and Leaf Premier Plus Plans
Member Letter Sample - Silver Leaf, Leaf Premier, and Leaf Premier Plus Plans
Member Letter Sample - Bronze Leaf and Leaf Premier Plans
Member Letter Sample - Green Leaf Plan
Narrative Summary
Member Letter Sample - Platinum Leaf and Leaf Premier Plans
Member Letter Sample - Gold Leaf, Leaf Premier, and Leaf Premier Plus Plans
Member Letter Sample - Silver Leaf, Leaf Premier, and Leaf Premier Plus Plans
Member Letter Sample - Bronze Leaf and Leaf Premier Plans
Member Letter Sample - Green Leaf Plan
Narrative Summary
Member Letter Sample - HMO A and HMO A-VAD Plans
Member Letter Sample - HMO B and HMO B-VAD Plans
Member Letter Sample - HMO C and HMO C-VAD Plans
Member Letter Sample - HMO D and HMO D-VAD Plans
Member Letter Sample - HMO E Plan
Narrative Summary
Member Letter Sample - HMO A and HMO A-VAD Plans
Member Letter Sample - HMO B and HMO B-VAD Plans
Member Letter Sample - HMO C and HMO C-VAD Plans
Member Letter Sample - HMO D and HMO D-VAD Plans
Member Letter Sample - HMO E Plan

On Wednesday, May 15, 2024, Healthfirst submitted a rate-change request to the New York State Department of Financial Services (NYDFS) to change the premium rates for our 2025 commercial plans. If the NYDFS approves the change, the new rates will go into effect on January 1, 2025. Healthfirst members will receive a notice about these rate changes at least 60 days prior to the effective date of the new rates.

If you have any questions about our rate-change requests, please send an email to PremiumrateChange@healthfirst.org

Narrative Summary
Member Letter Sample - Platinum Leaf and Leaf Premier Plans
Member Letter Sample - Gold Leaf, Leaf Premier, and Leaf Premier Plus Plans
Member Letter Sample - Silver Leaf, Leaf Premier, and Leaf Premier Plus Plans
Member Letter Sample - Bronze Leaf and Leaf Premier Plans
Member Letter Sample - Green Leaf Plan
Narrative Summary
Member Letter Sample - HMO A and HMO A-VAD Plans
Member Letter Sample - HMO B and HMO B-VAD Plans
Member Letter Sample - HMO C and HMO C-VAD Plans
Member Letter Sample - HMO D and HMO D-VAD Plans
Member Letter Sample - HMO E Plan